Biometrics have been endorsed by many tech giants as the next step in the arena of ATM security. Now you might not need to remember your ATM card PIN or carry a debit card in your wallet to withdraw money from an ATM machine. If that is the case and all these are the benefits, why has the technology of biometrics not been widely implemented yet?

Why biometrics? 

In today’s world, we have a lot of passwords for many accounts ranging from social media to bank accounts, and we also experienced that these passwords are easy to forget. Recovering passwords can be a painful task, especially if you require it losing no time. So, the basic idea behind biometrics is to make some body parts of yours your password, and this password will be unique to everyone and cannot be copied in any circumstances. Also, biometric technology gives the user a smooth experience. If this technology can be implemented in a good spirit, then you will actually don’t find a need to remember your password or a debit card to access cash from an ATM machine.

Below are the basic types of biometrics listed by Bahaa Abdul Hadi with which people are familiar or being piloted on ATMs.

Fingerprint scanners 

Many of you must be familiar with fingerprint sensor technology that lets you access your phone with just one click on the rear sensor. But the problem with fingerprint scanners is that they can sometimes be replicated or fooled by applying a person’s digitized data. And is also proved by much research. Also, fingerprints are occasionally hard to distinguish adds another problem to fingerprint scanners.

Finger, palm vein readers 

The other way to read fingers is by reading the finger’s veins. What a vein scanner does is? It shines infrared light on the palm or the fingers that a person’s haemoglobin in the veins absorbs to apprehend the person’s unique identity. This practice can also be performed on the palm.

Facial recognition 

Your face is analysed by determining data points and matching the information with a database. This facial recognition technology can identify the natural person. Facial recognition allows users to withdraw cash from ATM machines by installing a camera that recognizes the user’s identity.

Iris scanners

Iris scanners are another way to scan your eyeball and identify your irises’ mathematical patterns. This biometrics is helpful by fact that a person’s iris is more and long stable than their facial features.

So, what are the obstacles to the adoption of biometrics?

On the surface, biometric security sounds like the best way to secure data and make it user-friendly, but some users are not satisfied with their body parts being scanned. Also, there is a lacks of trust in some financial services companies. They might misuse their information and violate their data privacy. These are some of the reasons that create obstacles in adopting biometrics.

Thank you for your interest in Bahaa Abdul Hadi blogs. For more information, please stay tuned to www.bahaaabdulhadi.com